Members: EOB

Explanation of Benefits

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1. Participant ID: The last four digits of the employee social security number/ The FCE generated identification number assigned to the claim.
2. Employee Class: Level of benefits participant eligible for at date of service. 
3. Service Provider:  The health care professional who is indicated on the claim as having provided the service.
4. Claim Number:  The FCE generated identification number assigned to the claim submitted by your provider.
5. Network Status:  Identifies whether the health care professional was a participating network provider on the date of service. 
6. Type of Service: A brief description of what services were provided on the dates listed.
7. Service Dates:  The date services were provided to patient listed.
8. Total Billed:  What the health care provider charged for the services listed.
9. Re-Priced Amount: Amount of charge after network discount (if any)
10. Allowed Amount: Amount of the charge that was allowed according to plan specifications and after any discount
11. Co-pay/Deductible: A cost-sharing feature of your plan where you pay for some healthcare services up to a specified amount before the Plan begins to pay.
12. Patient Responsibility: Total amount due from participant.
13. Out of Pocket:  The maximum amount of money you must pay during a calendar year for Covered Services that are subject to your deductible and coinsurance. 
14. Other Ins. Pay:  Amount of payment from another insurance policy
15. Co-Insurance: A cost-sharing feature of your plan where you and the Plan pay a percentage of the covered services.
16. Co-Insurance %: The percentage of payment the Plan is responsible for.
17. Paid: The actual dollar amount the FCE administered Plan paid to the healthcare provider, which may be less than what the healthcare provider charged. 
18. Code Explanation: The explanation of how a claim was processed if other than just paid.
19. Member Deductible 4th Q + YTD:  Identifies the deductible that has been met for the current year and the last quarter of the preceding year for the member.
20. Family Deductible YTD: Identifies the deductible that has been met for the current year and the last quarter of the preceding year for the family participants.
21. Out of Pocket YTD: The total out of pocket expenses (any deductible & co-insurance amounts) for the year.  (see SPD for exclusions)
22. Family Out of Pocket YTD: The total out of pocket expenses accumulated by all family participants for the year. 
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